It is the policy of all subsidiaries of Team Mortgage that engage in lending activity to provide and service all types of credit consistent within safe and sound operational practices.

Further, it is the policy to originate loans in such a way that we help meet the credit needs of our communities, including low- and moderate- income neighborhoods. All credit decisions are based on adequate investigation and the application of sound judgment supported by verified facts. The application of credit guidelines and policies are uniform for all persons and organizations, and are never based on race, color, religion, national origin, sex, marital status, age, sexual orientation, disability, familial status, receipt of public assistance or the exercise of rights under the Consumer Credit Protection Act. It is also policy to adhere to its Fair Lending program for both prime and sub-prime lending.

AMC's Fair Lending program includes statistical analysis and a robust comparative file review process. Training, mystery shopping, call monitoring, second reviews and policy and procedure reviews are also part of the program. The program is monitored quarterly by senior management to ensure its continued effectiveness. realizes that in granting credit, we are also building customer relationships, and it is only through these relationships that can achieve sustained, long term success.

Licensing

These materials are intended for distribution to mortgage professionals only - not for consumers. All loans originated by is an Equal Housing Lender. Loans originated by are subject to credit approval, verification and collateral evaluation. Products not available in all states and are subject to change without notice. Certain restrictions apply.